Financial statements as at 30.09.2025 approved

Price sensitive

At a Board meeting of Mediobanca held on 5 November 2025, with Umberto GRILLI in the Chair, the Directors of Mediobanca approved the Bank's individual and consolidated results4 for the three months ended 30 September 2025 as illustrated by Chief Executive Officer Alessandro MELZI D’ERIL.

RESULTS FOR 3M ENDED 30/9/25 APPROVED
BOARD OF DIRECTORS COMMITTEES APPOINTED


WM: TFAS ROSE TO €116BN ON NET NEW MONEY OF €2.5BN
CF: NEW LOANS UP 12%1
CIB RESILIENT, ESPECIALLY IN ADVISORY BUSINESS

REVENUES STABLE1 AT ~€870M
ON STABLE1 NET INTEREST INCOME AND NET FEE INCOME
COST/INCOME RATIO < 44%
COST OF RISK 51 BPS, WITH OVERLAYS RETAINED (€177M)
NET PROFIT BEFORE COSTS RELATED TO THE OFFERS BY BMPS AND FOR BG STABLE1 AT €322M
ROTE ADJ.  13%
CET1  15.8%, WITH RWAS DOWN 2% IN 3M TO €45BN

SHAREHOLDER REMUNERATION CONFIRMED:
DIVIDEND BALANCE €0.59 PAYABLE ON 26 NOVEMBER 2025
PROPOSED CASH PAYOUT RATIO 100% AS AT DEC.25

REPORTING TO BE ALIGNED WITH BMPS PARENT COMPANY FROM END-DEC.2025

[1] YoY change: 3M Sept25 vs 3M Sept24
[4] Since Banca Monte dei Paschi di Siena S.p.A. acquired a controlling interest in Mediobanca S.p.A., the latter no longer qualifies as parent company under the regulations in force. Accordingly, as of 15 September 2025, the Mediobanca Consolidated has been removed from the register of banking consolidateds, Mediobanca has become subject to the direction and co-ordination of Banca Monte dei Paschi di Siena, and it, along with all the companies controlled by it, has become part of the Monte dei Paschi di Siena Banking Consolidated. At present Mediobanca continues to disclose its quarterly reporting in the form of a press release prepared on a consolidated basis, for the scope corresponding to the former Mediobanca Consolidated, in accordance with the provisions of Article 27 of Italian Legislative Decree 127/, which confirms that the obligation continues to apply to subsidiaries that have issued financial instruments admitted to trading on regulated Italian or EU markets.