Capital management
The Mediobanca group has succeeded in maintaining its capital excellence, with asset quality levels which are unparalleled in the Italian banking panorama and which rank us among the leading banks in Europe.
To guarantee capital ratios in line with the new regulations, we have implemented a series of measures to optimize assets and use of capital, including via a programme of stake disposals to reduce our exposure to equity. These measures have enabled us to preserve solid capital ratios without having to implement rights issues (our most recent dates back to 1998).
In the last decade we have optimized the use of capital, through equity stake disposals and strengthening our presence in k-light/fee-based businesses. At the same time we increased remuneration for shareholders and expanded our Group through external acquisitions.
| CAPITAL RATIO | 31 DECEMBER 2025 |
|---|---|
| CET1 RATIO | 16.4% |
| TOTAL CAPITAL RATIO | 18.7% |
| LEVERAGE RATIO | 7.2% |