Funding and rating
Our funding strategy has changed and diversified significantly over the years. Bond issues now account for less than half of our funding, compared with more than 60% in 2005, in 2008 we launched Mediobanca Premier to access retail deposits.
Overall about 50% of our funding now comes from retail investors: 10% from our bonds sold to retail customers, while 40% of our funding is raised from Wealth Management deposit.
Our dedicated Products issued website contains all the details for our issues (prospectuses, types, maturities, recipients, etc.).
- Well diversified funding structure: 50% retail (10% bonds, 40% WM deposits) and 50% institutional (36% securities, 14% banks and other)
- MB securities totaling €33bn: €20.7bn senior preferred and certificates, €1.5bn SNP, €1bn T2, €7.2bn covered and €2.6bn ABS
- Wealth Management deposits at €29.2bn: €18.2bn Premier, €11bn Private Banking
Funding and liquidity indicators (at 30 June 2026)
| LCR | NSFR |
|---|---|
| 158% | 116% |