Group asset and liabilities structure and loan/funding ratio trend (€bn, %)    
  • Loans doubled to €35bn, driven by corporate (from €10bn to €15bn), consumer (trebled to €12bn) and mortgages (€5bn)
  • Funding doubled to €46bn due to MB bonds (up to €20bn, 55% of which retail), retail deposits (from 0 to €11bn), ECB funds (€5bn TLTRO)
  • NSFR well above 100%, LR phase-in at 9.5% (9.9% fully phased)